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Cash Flow Analysis

Cash Flow Analysis course – Turn financial data into clear business insights. Struggling to interpret cash flows? You’re not alone. Understanding and assessing cash flow statements can be complex—but it’s an essential skill for every finance professional.

The Cash Flow Analysis course by 3Masters transforms theory into practical insight using real-world business scenarios and hands-on case studies.

What you’ll gain from this course:

  • Learn to read, interpret, and assess cash flow statements with confidence
  • Understand the crucial link between the balance sheet, income statement, and cash flow statement
  • Conduct effective cash flow analyses and draw meaningful conclusions
  • Make accurate, forward-looking assessments based on your financial analysis

 

Whether you’re in credit risk, financial analysis, business banking, or corporate finance, this course gives you the tools to translate cash flow data into smart, strategic decisions.

Sharpen your financial insight. Master cash flow analysis. Elevate your impact.

Understanding and interpreting cash flows is essential for making informed credit and financing decisions—especially in the world of small and medium-sized enterprises (SMEs). The Cash Flow Analysis course by 3Masters equips professionals with the tools and techniques to confidently read, understand, and assess cash flow statements, while also making forward-looking financial evaluations.

This practical, case-based course bridges theory and real-world business situations. You’ll work with relatable scenarios to develop a deep understanding of how cash flows reflect a company’s financial health and operational performance.

Whether you’re involved in business credit, a junior credit assessor, or a financing specialist, this course will help you sharpen your financial insight and improve your ability to make well-founded decisions.

What to expect:
✅ Master the structure and logic behind cash flow statements
✅ Understand how to translate numbers into actionable insights
✅ Learn how to connect cash flow data with the balance sheet and income statement
✅ Apply forward-looking assessments to evaluate future business viability
✅ Get hands-on with real-life SME case studies

This course is essential for anyone who wants to elevate their financial analysis skills and support stronger, risk-aware credit decisions in SME lending.
During the Cash Flow Analysis course, participants gain hands-on insight into understanding and evaluating the financial heartbeat of a business. The program focuses on both retrospective and forward-looking assessments, with a strong emphasis on practical application through real-world cases.

Core topics covered:

• Reading, interpreting, and assessing cash flow statements
• Understanding the structure of cash flow statements for both sole proprietorships and private limited companies
• Integrating analysis across financial statements: cash flow, balance sheet, and income statement
• Performing credit assessments using financial data from SMEs and private companies
• Consolidation and its impact on cash flow analysis
• Developing and evaluating forward-looking cash flow projections
• Drawing accurate, actionable conclusions from financial data
• Writing clear, concise financial reports focused on cash flow insights
• Deepening your understanding of the relationship between cash flow, profitability, and balance sheet dynamics

Requirements:
Participants are expected to have basic experience with financial statements and a working understanding of income statements and balance sheets.

Incompany customization:
For incompany sessions, the content is fully tailored to the client’s specific needs and the participants’ roles, based on an intake interview with key stakeholders.
In this interactive course, you’ll gain the knowledge and hands-on skills to confidently prepare and interpret cash flow statements.

All key concepts are clearly explained and applied in context, so you can immediately translate theory into practice.

Learn how to assess the expected return on investments using cash flows and develop the analytical skills essential for sound financial decision-making. This course is led by highly experienced professionals with deep industry expertise.

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Frequently Asked Questions

In Dutch or English.

The trainers at 3Masters work within the field of the training. They are specialists who engage with the training content daily. At 3Masters, we believe it is important that trainers have extensive experience and are enthusiastic about sharing their knowledge with participants.

Together with our trainers, we aim for an optimal trainer-to-participant ratio. Therefore, we work with training groups of approximately 12 participants, ensuring a good balance between experience, knowledge, and skills.

The training sessions can be organized both in-company and virtually. Together with the client, we determine what works best for the participants. Everything is possible, and our trainers are flexible.

The timing of the training will be determined in consultation with the client. Morning, afternoon, and evening sessions are all possible.

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