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Banking Fundamentals

Banking Fundamentals course – The essential introduction to banking by 3Masters. Are you looking for a fast, practical, and up-to-date introduction to the world of banking?

The Banking Fundamentals course by 3Masters offers a clear and efficient overview of the banking sector — designed for professionals who need to understand how banks operate in today’s rapidly changing financial landscape.

What you will learn:

✅ Core banking activities: savings, lending, payments, investments, and business accounts

✅ The impact of digitalisation on banking services and client relationships

✅ The changing role of banks in society and how to respond to it

✅ A practical framework to apply your knowledge immediately in your daily work

This training is the English counterpart to the renowned Dutch course ‘Algemene Opleiding Bankbedrijf’, widely recognised as the go-to introduction for new banking professionals in the Netherlands.

The Banking Fundamentals course by 3Masters offers a solid and practical foundation in how banks operate — from core business models to strategy, risk, and regulation. This interactive course provides essential knowledge of bank operations, products, revenue models, balance sheet management, and financial risks, enabling participants to work more effectively and responsibly within their roles.

Whether you’re just starting out in banking or looking to refresh your expertise, this training ensures you understand the key drivers of modern banking and how they relate to your daily work.

This course is ideal for:
• New employees in banking or financial services
• Professionals in supporting roles (e.g. IT, compliance, operations)
• Commercial staff, auditors, and internal controllers
• Experienced finance professionals seeking an update on current trends, regulations, and digital developments

Why choose 3Masters?
📌 Unique, interactive format with real-world examples
📌 Insight into banking strategy, operations, and financial instruments
📌 Up-to-date content reflecting current laws, risks, and industry developments

Boost your understanding of the banking world and apply your knowledge directly in your professional environment with this essential training.
Ready to get started? Contact us today for a tailored proposal.
The Banking Fundamentals training covers core banking operations, strategies, products, revenue models, and risk management, providing a solid foundation for anyone working in or with the banking sector. The program has the following modules:

📌Module 1: Core Functions and Activities of Banks
• Role of banks in the economy
• Commercial vs. investment banking
• Key banking activities: lending, deposit-taking, and intermediation

📌Module 2: Central Banks and Their Functions (DNB & ECB)
• Role of De Nederlandsche Bank (DNB)
• The European Central Bank (ECB) and monetary policy
• Supervision and regulation roles of central banks

📌Module 3: The Economics of Banking
• Profit drivers in banking
• Income sources: interest vs. non-interest income
• Cost structure and efficiency ratios

📌Module 4: Balance Sheet Management & Capital Planning
• Understanding a bank’s balance sheet
• Capital adequacy and Basel standards
• Liquidity and funding strategies

📌Module 5: Financial Market Infrastructure
• Overview of local and global financial markets
• Payment systems and clearing houses
• Role of SWIFT, TARGET2, and Euroclear

📌Module 6: Banking Products and Services
• Retail, corporate, and investment banking offerings
• Lending products, payment services, and trade finance
• Digital banking and fintech integration

📌Module 7: Risk Management in Banking
• Key risks: credit, market, liquidity, and operational risks
• Risk measurement tools (VaR, stress testing)
• Risk governance and internal control frameworks

📌Module 8: Legal Framework and Supervision (including Basel)
• Banking laws and regulatory requirements
• Basel I, II, III and the upcoming Basel IV
• National and EU-level supervision

📌Module 9: Trends and Developments in International Banking
• Sustainability and ESG in banking
• Open banking, blockchain, and digital currencies
• Geopolitical risks and regulatory shifts

Training Approach
• Interactive lectures and real-world case studies
• Group discussions and role plays
• Knowledge checks and practical examples
• Certificate of Completion by 3Masters

⚠️Each module of the Banking Fundamentals course can be taken separately, allowing you to tailor the learning experience to your specific needs and interests.
Boost Your Banking Expertise: Post-Training Results. After completing the training, participants are not only equipped with theoretical knowledge, but also with practical skills and confidence to succeed in the banking sector.

✅ After completing the Banking Fundamentals training, you will:
✅ Understand key banking functions and activities, from commercial to investment banking.
✅ Gain insights into central banks (DNB & ECB) and their role in monetary policy and economic stability.
✅ Master financial concepts like balance sheet management, capital planning, and profitability drivers.
✅ Learn how to manage banking risks effectively, including credit, market, and operational risks.
✅ Navigate banking regulations and compliance standards, including Basel requirements.
✅ Stay up-to-date on industry trends like digital banking, fintech, and sustainability.

This training will equip you with essential skills and knowledge to excel in the banking industry and confidently advance your career. Enroll now and unlock your potential!

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We love to hear from you.

Frequently Asked Questions

In Dutch or English.

The trainers at 3Masters work within the field of the training. They are specialists who engage with the training content daily. At 3Masters, we believe it is important that trainers have extensive experience and are enthusiastic about sharing their knowledge with participants.

Together with our trainers, we aim for an optimal trainer-to-participant ratio. Therefore, we work with training groups of approximately 12 participants, ensuring a good balance between experience, knowledge, and skills.

The training sessions can be organized both in-company and virtually. Together with the client, we determine what works best for the participants. Everything is possible, and our trainers are flexible.

The timing of the training will be determined in consultation with the client. Morning, afternoon, and evening sessions are all possible.

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